Frequently Asked Questions
What are the cancellation rules and procedures?
• A. MWUA policies may be cancelled on a pro-rata basis for the following reasons.
1. Coverage is replaced by another Company. Satisfactory evidence must be provided to MWUA
2. The property is sold. Satisfactory evidence must be provided to MWUA
3. There is a total loss of the property.
4. MWUA determines that the property is no longer insurable under the Rules and Procedures of MWUA.
B. The effective date of mid-term cancellations will in no event be more than one year prior to receipt of proper written cancellation request along with satisfactory evidence.
C. Cancellation for any reason other than reasons stated above shall result in a fully earned, non-refundable premium to MWUA.
When can coverage become effective?
Upon receipt of all necessary data, and if the location is considered to be acceptable, coverage is bound effective at 12:01 a.m., Standard Time, on the day following the date proper data was received, or effective the date mailed, if sent by certified mail, unless the application stipulates a later date.