* New Basic Coverage Form in use for new and renewals issued effective 1-1-2015 and subsequent. There are many changes with the most material being the addition of a 90 days vacancy exclusion clause. Please note that renewals with 1-1-2015 forward effective dates will include a notification of change coverage impact summary that will go out with the renewal premium and coverage quote approximately 60 days ahead of policy expirations. The new coverage form can also be viewed in the forms section of this site.
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